I track everything financial in my Google Calendar in the color green, as you can see below:
With this, I ALWAYS know when it is coming out of my account. Honestly, I usually subtract it all from my checkbook at the beginning of the month, but it never hurts to have an extra reminder.
2. Track When to Apply for a Credit Line Increase
A wise man once told me to have the biggest credit line that I could and not use it. That way, your credit to debt ratio is always real small (as long as you have self control and don't charge it up. I don't. Ever.) So, I make sure that every six months I apply for a credit line increase on every card that I have. This ensures that I have the maximum amount of credit available to me.
After each babysitting job I work, I track what I have made. This way I know approximately what extra income I am bringing in.
4. Track When to Expect Bills
I put notes to myself like "Expect New Light Bill Soon" or "Car Tabs will be Due This Month" or "Moped Tabs Due This Month" for expenses that I can't yet automate.
5. Track Savings Goals
Google Calendar has a to do list on the side. On this part I put what my current savings goal is (Right now it's a $2500 Emergency Fund) and how close I am.
6. Track Groupons And Deals
I also have on my To-Do List different coupons I have purchased and their expirations dates:
These systems definitely help keep me organized and on track. There are so many features to be used on Google Calendar, it's my #1 go-to tool each day.
2 comments:
Man.. I really need to do this. If I can manage to be responsible/mindful enough and actually check it.
This is great advice! I hadn't thought about using Google calender before, but as you have shown, it looks like a great way to keep up with more than just meeting reminders.
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